Personal Investment Fund

Weekly NAV Report Date:

This is where I track the performance of my Personal Investment Fund on a weekly basis. Asset prices are locked based on the closing prices of the last trading day of the week (usually Friday).

Please read the disclaimer before diving deeper!

1. Investment Criteria & Objectives

Business Selection Criteria:

• Sound business model

• Strong financial health

• Ethical management and a well-balanced ownership structure

• Rational profit distribution (cash dividends preferred)

• Currently undervalued by the market by at least 20% compared to its intrinsic value

Investment Strategy:

• Always hold stocks as long as they remain cheap (regardless of market ups and downs)

• Rebalance the portfolio based on business valuations

Investment Objectives:

• Outperform the market (mandatory objective)

• Achieve an annual compound growth rate of 15%-30% in the long term (expected objective)

2. Fund Performance

Similar to professional investment funds, I use the VNINDEX stock index as the benchmark for my portfolio's performance. This comparison helps me evaluate my portfolio's efficiency within the context of the overall market.

Note that since my goal is to outperform the market, if my portfolio drops by 30% while the VNINDEX plummets by 50% during the same period, the portfolio is still considered effective according to my set objectives.

NAV Performance Statistics Table

*The start date of the weekly NAV reporting.

3. Portfolio Allocation

Portfolio allocation provides a list of the stock tickers I am currently holding, along with portfolio changes including buying, selling, or adjusting the weight of each ticker.

Changes this week

My portfolio is built towards diversification to:

• Mitigate risks associated with a specific industry or single stock

• Easily deploy capital when increasing NAV

View full portfolio details and analysis here!

Disclaimer!!!

Tracking periodic investment fund performance aims to help me achieve two objectives:

• Monitor the effectiveness of the investment strategy I am currently applying

• Disclose positions transparently and explain the rationale for holding the investments

I do not call for or encourage you to invest in the holdings I currently own. Therefore, I will not be held responsible if your investments incur losses for any reason whatsoever!

Wishing you successful investing 🎉

Kim,